Today's Rates



Last Update:  Tuesday, June 30, 2009  Broker /Origination Fee:  0.000%
Lock Period:  30 days  Loan Amount:  $200000

Call for details on our "NO CLOSING COST" refinances!! Rates quoted assume a 740 FICO score and a 60% LTV.  30 & 15 Year Jumbo rates quoted to $729,750 max loan amount,



    30 Year Fixed      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
4.875  % $1,058.42 1.000  % $2,000.00 4.993% $1,408.00
5.000  % $1,073.64 0.500  % $1,000.00 5.074% $1,408.00
5.125  % $1,088.97 0.000  % Get $0.00 5.155% $1,408.00
    15 Year Fixed      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
4.500  % $1,529.99 1.000  % $2,000.00 4.703% $1,408.00
4.625  % $1,542.79 0.500  % $1,000.00 4.752% $1,408.00
4.750  % $1,555.66 0.000  % Get $0.00 4.802% $1,408.00
    30 Year Fixed Jumbo      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
5.250  % $1,104.41 1.000  % $2,000.00 5.371% $1,408.00
5.375  % $1,119.94 0.500  % $1,000.00 5.451% $1,408.00
5.500  % $1,135.58 0.000  % Get $0.00 5.531% $1,408.00
    15 Year Fixed Jumbo      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
5.125  % $1,594.64 1.000  % $2,000.00 5.331% $1,408.00
5.250  % $1,607.76 0.500  % $1,000.00 5.379% $1,408.00
5.375  % $1,620.93 0.000  % Get $0.00 5.428% $1,408.00
    3/1 ARM      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
3.625  % $912.10 1.000  % $2,000.00 4.231% $1,408.00
3.750  % $926.23 0.500  % $1,000.00 4.210% $1,408.00
3.875  % $940.47 0.000  % Get $0.00 4.190% $1,408.00
    5/1 ARM      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
3.875  % $940.47 1.000  % $2,000.00 4.237% $1,408.00
4.125  % $969.30 0.500  % $1,000.00 4.265% $1,408.00
4.375  % $998.57 0.000  % Get $0.00 4.292% $1,408.00
    7/1 ARM      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
4.625  % $1,028.28 1.000  % $2,000.00 4.487% $1,408.00
4.875  % $1,058.42 0.500  % $1,000.00 4.537% $1,408.00
5.125  % $1,088.97 0.000  % Get $0.00 4.587% $1,408.00
    5/1 Jumbo ARM      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
5.625  % $1,151.31 1.250  % $2,500.00 4.922% $1,408.00
5.750  % $1,167.15 1.000  % $2,000.00 4.933% $1,408.00
5.875  % $1,183.08 0.750  % $1,500.00 4.945% $1,408.00
6.000  % $1,199.10 0.500  % $1,000.00 4.956% $1,408.00
    7/1 Jumbo ARM      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
5.875  % $1,183.08 1.250  % $2,500.00 5.130% $1,408.00
6.000  % $1,199.10 1.000  % $2,000.00 5.153% $1,408.00
6.125  % $1,215.22 0.750  % $1,500.00 5.176% $1,408.00
6.250  % $1,231.43 0.500  % $1,000.00 3.673% $1,408.00
    FHA 30 Year Fixed      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
5.250  % $1,104.41 2.000  % $4,000.00 5.452% $458.00
5.500  % $1,135.58 1.000  % $2,000.00 5.612% $458.00
5.750  % $1,167.15 0.000  % Get $0.00 5.771% $458.00
    FHA JUMBO      
RATEPAYMENTPOINTS %POINTS ($)APRFEES 
5.750  % N/A 1.000  % $2,000.00 5.861% $1,408.00

Rates quoted assume a 30% down payment with 720+ credit score. Loan can be locked for 15 days upon loan approval.
Credit (FICO) Assumption: Excellent = 740, Good = 700, Fair = 620
Please Read the Following:
Rates, points and programs cannot be guaranteed on this web site because rates, fees, APR, and other costs are subject to individual borrower's credit score, loan-to-value, loan purpose, loan amount, and rapid fluctuations in market conditions. Maximum Loan amount for a conforming loan is $417,000. Loan amounts in excess of $417,000 are considered Jumbo loans. Rates and APR's are based on amounts of $200,000 for Conforming Loans and $500,000 for Jumbo Loans. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.

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